Keeping your retirement plans on track when markets fall
What happens if your investments don’t perform as well as expected just as you’re approaching retirement? It can be concerning, particularly when you have less time to recover from a market downturn and may soon be relying on your investments to provide an income.
Should you hold or sell your investment property?
If you own an investment property, there’s a good chance this question has crossed your mind more than once lately. Between the recent changes to capital gains tax, interest rates that have been anything but predictable, and a property market that continues to shift, it’s worth stepping back and looking at the facts before drawing any conclusions.
Let’s take a look.
How to future-proof your wealth in a changing tax environment
One thing is certain when it comes to tax legislation – it won’t stand still.
Over the years we’ve seen governments introduce new rules, amend existing concessions and reshape the way you invest and plan for retirement. While these changes can create uncertainty, they don’t have to derail your long-term financial goals.
Will the new negative gearing changes affect your retirement plans?
If you’re in your 50s, retirement is probably no longer a distant idea. You’ve spent years building your career, growing your wealth and making financial decisions with the future in mind. So, it’s only natural to wonder how the recent changes to negative gearing will affect your retirement plans.
Balancing life, work and money
Work-life balance. It’s something everyone seeks but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout life. If your wheel of life has developed a wobble, it might be time to do some repairs to regain stability for the journey ahead.
How much cash should you hold vs invest? What’s the right mix?
There are always two ways for individuals to hold cash – emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix.
How to inflation-proof your household budget in 2026
There’s no escaping the fact that retail prices, utility bills and interest rates remain persistently high. If you’ve managed so far but feel as if you’re stretched to the limit (or would just like to hold cost increases at bay so that you can add to your savings) here are some strategies to adopt.
Four financial resolutions to kick start the new year
As we head towards the end of the year, many people start thinking about new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is the ideal time for setting financial goals.
Is your financial strategy still working for you?
A financial strategy isn’t something you should set and forget. Life moves, circumstances change, the economy shifts, and what once worked may not be as effective as it used to be.
The secret to building wealth
Most people are familiar with the idea of working hard for their money. But financially smart people have a different and more strategic mindset. They make their money work hard for them.