Keeping your retirement plans on track when markets fall
What happens if your investments don’t perform as well as expected just as you’re approaching retirement? It can be concerning, particularly when you have less time to recover from a market downturn and may soon be relying on your investments to provide an income.
Should you hold or sell your investment property?
If you own an investment property, there’s a good chance this question has crossed your mind more than once lately. Between the recent changes to capital gains tax, interest rates that have been anything but predictable, and a property market that continues to shift, it’s worth stepping back and looking at the facts before drawing any conclusions.
Let’s take a look.
How to future-proof your wealth in a changing tax environment
One thing is certain when it comes to tax legislation – it won’t stand still.
Over the years we’ve seen governments introduce new rules, amend existing concessions and reshape the way you invest and plan for retirement. While these changes can create uncertainty, they don’t have to derail your long-term financial goals.
Will the new negative gearing changes affect your retirement plans?
If you’re in your 50s, retirement is probably no longer a distant idea. You’ve spent years building your career, growing your wealth and making financial decisions with the future in mind. So, it’s only natural to wonder how the recent changes to negative gearing will affect your retirement plans.
Get ready for June 30 – NOW!
When it comes to getting the most (money) from your annual tax return, there is usually a lot to think about, so we’ve identified a few options that could open the door to some opportunities to save on tax.
2026-27 Federal Budget report
Last week, the Federal Treasurer handed down the 2026-27 Federal Budget. We’ve taken the time to review the key announcements and put together a summary of the measures most relevant to our clients and our scope of work, noting that these proposals will only take effect if the legislation is passed.
A smarter way to respond to super volatility
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might wonder whether continuing to contribute is worth it — or whether super is really doing its job.
Balancing life, work and money
Work-life balance. It’s something everyone seeks but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout life. If your wheel of life has developed a wobble, it might be time to do some repairs to regain stability for the journey ahead.
How much cash should you hold vs invest? What’s the right mix?
There are always two ways for individuals to hold cash – emergency fund cash and investment cash. This needs to be clarified before discussing any investment mix.
How to inflation-proof your household budget in 2026
There’s no escaping the fact that retail prices, utility bills and interest rates remain persistently high. If you’ve managed so far but feel as if you’re stretched to the limit (or would just like to hold cost increases at bay so that you can add to your savings) here are some strategies to adopt.