NEW! Financial Planning Service
As your accountant, we want to help you ensure your financial future is a strong one by providing you with access to services we know will be of benefit to you. We are pleased to announce that we have expanded our services to include financial planning, and have become an Authorised Representative of Count Financial Limited.
It is important to determine what you want for your financial future; a secure retirement or other things you look forward to – is it travelling overseas each year? Is it having a holiday home in addition to your family home?
The right advice and a tailored plan are important steps in working toward your financial goals.
What you’ll gain
The additional services include most areas of wealth management (for example, superannuation, investments, personal insurance and estate planning). We will work closely with you to create a holistic financial strategy tailored to your specific needs.
Why Financial Planning?
After many, many months of intensive study, John has officially completed his Financial Planning qualifications, graduating with flying colours. As a firm, we wanted to be able to offer our clients a complimentary suite of services to help you achieve your financial goals. As a final exam, we grilled John and asked him a few questions.
Why did you decide to study Financial Planning?
As I met and spoke with clients, I saw there was a real need for help with their retirement plans and also protecting their assets and income. I wanted to be able to provide them with a more complete financial advisory service.
What was the best thing you learn’t whilst studying it?
In theory, time can be your friend. There is great benefit in starting retirement planning early and this way, you don’t need to save large sums every year. But the reality is, time can also be your enemy. After paying your mortgage off and paying for your kids education, it doesn’t leave you with much time to save for your retirement. This is the main reason I became a financial adviser.
How does it fit with what the firm is already doing?
With my experience in helping clients with their fianncial affairs, it was just a natural fit – to also be able to advise clients about their insurance and investment needs.
What are the benefits for clients?
You get peace of mind. By setting your financial goals and monitoring them on an ongoing basis, you are more likely to achieve your desired result. We give you direction and a plan, which is clear, sensible and realistic. It’s all about financial empowerment – having the independence and freedom to live the life you want.
What are your top 5 tips for planning for a healthy financial future?
- You need to know how long your savings would last if you were sick. To protect your salary, you should review or take out income protection insurance.
- It’s important to have a plan to protect your assets following your death. Life Insurance will ensure that your family will have the funds to repay the home mortgage and other debts.
- It sounds simple, but it’s true – pay cash using a debit card instead of a credit card.
- If you want a risk-free return of around 10%? Pay off your mortgage.
- Salary sacrifice your pay rise into superannuation.
For more information or to book a complimentary consultation with John, call us on 3357 5553 today.